Digital Products

December 29, 2025: The U.S. smartphone insurance sector is undergoing a catastrophic structural realignment. For nearly two decades, the industry's economic model relied on capitalizing on acute loss aversion at the moment of purchase. This report demonstrates why that foundation is fractured and how the strategic inertia of incumbents is creating a massive arbitrage opportunity for competitors.

December 22, 2025: The AI industry spent 2025 betting that stronger engines would drive mass adoption. The data proves that bet wrong. Eight breakthrough model releases in seven months, including GPT-5 and Gemini 3, produced just four percentage points of daily usage growth. 75% of Americans have tried AI, but only 25% use it daily. The bottleneck is not model intelligence. It is Trust and Context.

December 10, 2025: The U.S. wireless market is undergoing a structural inversion as Charter Communications and Comcast transform from wholesale-dependent MVNOs into hybrid network operators. With a combined 20.3 million subscribers generating $3.2 billion in annual wholesale payments to Verizon as of Q3 2025, the economic imperative for infrastructure ownership is absolute.

December 1, 2025: The satellite market is Starlink’s to lose. Amazon with its LEO service is in a challenger position. Although AST Space Mobile is playing in the D2C market, as of today it lacks the double threat of home internet capability that Starlink and Amazon bring to the table. Starlink and Amazon have also won over 20% of all Bead program locations.