Joe joined Recon Analytics in 2025 as Analyst and CEO of AI. He leads product development and partnerships for Recon’s AI Consumer and Enterprise Pulse service delivering actionable insights combining both industry expertise, survey experiences, customer preferences, and intent for AI products and services.
Joe is responsible for leading the growth and delivery of Recon’s offerings in AI and Financial Services, researching and analyzing trends impacting the companies in his industry segments.
Before Recon, Joe was a leader in several successful software companies, developing teams and trusted solutions to provide transformative innovation and work simplification on a global scale. Most recently he was CEO at CRMNEXT, supporting growth, convenience and service for over one million bankers, and one billion accounts across large and small FI’s globally.
His prior achievements included the development and successful deployment of mobile banking solutions for 9 of the top 12 US Banks as the Founder of ClairMail before its acquisition by Fiserv, and leadership roles at AppStream, acquired by Symantec, nCUBE acquired by Seachange, Pixion acquired by Drake International and Oracle Corporation.
Joe is the inventor of 27 patents for technologies broadly commercialized and used by both consumers and large enterprises, including mobile banking and the original patents for web-conferencing.
He has spoken regularly at Financial & Technology conferences, has been a contributor to Forbes, a TedX Speaker and has been interviewed by media including American Banker, CU Broadcast and CNN.
Under the Clinton Administration, Joe was honored to be invited to serve as a founding member of the Intergovernmental Technology Leadership Consortium and benchmarked leader in the Council for Excellence in Government, leading innovation in the use of the internet to make our government more efficient and inclusive.
Joe co-founded Fixing.World, a media and technology company redefining the economics of doing-good, delivering incentivized engagement with value that matters. The Trillion Book Gift a digital library for children in 60 languages, is an example of transforming marketing spend into positive community impact while creating increased sales, loyalty and brand equity for companies.
Joe has previously served on the Board of Beyond Differences, providing student-led programs focused on ending Social Isolation for Teens.
Joe has a degree in Economics from University of California Davis.